Kasasa^® Accounts

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Life is Complicated. You deserve a reward.

Our Kasasa Cash, Cash Back, and Saver accounts can reward you every month just for doing the activities you probably do anyway, like using your debit card. Our Kasasa accounts have no monthly service fees and no minimum balance, and only require a $20 opening deposit. Just meet the simple requirements in each monthly cycle and get your reward. It’s as simple as that!

How to earn your Kasasa rewards:

Enrollment must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash^® or Kasasa Cash Back^® account during each Monthly Qualification cycle^**:

• At least 18 debit card purchases when linked to Kasasa Cash, or 12 debit card purchases when linked to Kasasa Cash Back
• At least one direct deposit or ACH credit for Kasasa Cash, or at least one direct deposit, ACH payment, or bill pay transaction(s) for Kasasa Cash Back
• Be enrolled in and receive eStatements

Plus, there are no additional qualifications to earn a higher Kasasa Saver^® rate. Just meet your Kasasa Cash^® or Kasasa Cash Back^® qualifications and get a higher rate on your savings, too!

 

Kasasa Protect: We've got you covered.

Data breaches, credit card fraud, identity theft. There’s a lot to worry about. But you have Kasasa Protect, so you don’t have to. Activate your Kasasa Protect today and enjoy access to a full range of personal defense.

 

 

*APY = Annual Percentage Yield. 

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you.  Rewards less than a penny cannot be distributed. Fees may reduce earnings. Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

 

Kasasa, Kasasa Saver, Kasasa Cash Back and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A. For full details on Kasasa definitions, qualifications, rates, fees, and other information please see the “Master Account Agreement & Disclosures” and “Rate Addendum and Schedule of Fees and Charges." Rates and terms shown above only apply to Kasasa Cash Checking accounts opened after August 1, 2024. Kasasa Saver and Kasasa Cash Checking accounts opened prior to August 1, 2024 are subject to the different dividend rates, Annual Percentage Yield (APY), and tiers. For details please review Rate Addendum and Schedule of Fees and Charges. These documents can be provided upon request.

 

**"Monthly Qualification Cycle" means a period beginning on the last business day of the previous month and ending one (1) day prior to the last business day of the current month. Specific Monthly Qualification Cycle dates may be affected by holidays. Specific Monthly Qualification Cycle dates can be viewed here. 

 

Kasasa Cash

^1.00% to 6.00% blended APY. Blended APY calculation is based on an assumed total account balance of $115,000. 0.05% APY if qualifications are not met. No minimum balance is required to earn or receive the account's rewards. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Checking account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings.

^^When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. 

 

Kasasa Cash Back

There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa cash back is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. 

^^When your Kasasa Cash Back qualifications are not met, the dividend rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. 

 

Kasasa Saver

†1.40% - 3.00% blended APY. Blended APY calculation is based on an assumed total account balance of $175,000.

††0.55%- 0.75% blended APY. Blended APY calculation is based on an assumed total account balance of $250,000.  0.05% APY if qualifications are not met.  To earn your rewards, the enrollments requirements listed must post and settle to your linked Kasasa Cash Back or Kasasa Cash account during each Monthly Qualification Cycle.

 

Kasasa Protect

Sunmark offers Kasasa Protect through a separate, third party. This add-on service (a) requires your explicit authorization to add these Identity Fraud Protection Services ("opt-in"), (b) charges a separate monthly fee and (c) can be cancelled at any time. Kasasa Protect services are provided by CSID "CSID", a part of Experian Partner Solutions, Inc. "Experian". In order to receive your Kasasa Protect services, you must review and agree to the services' terms and conditions, available at one of our branch locations or at https://secure.kasasaprotect.com. Kasasa Protect's services, fees, providers and / or partners are variable and may change with proper notification from our credit union or Kasasa, Ltd. Changes in terms, conditions, services, fees and / or providers, if any, will be posted on the Kasasa Protect site located at https://secure.kasasaprotect.com. Requirements: To utilize Kasasa Protect you must: (1) be eighteen (18) years of age or older, (2) be a resident of the United States or any of its territories, and (3) register and maintain your unique email address (joint accountholders must each provide unique email addresses for this service) via the Kasasa Protect online portal.